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Your credit score is made up of three numbers, serving as an indicator of your financial history, wellness, and responsibility. These three little numbers can spell the difference between approval and rejection for a mortgage, a job, a rental unit and so much more.

We have outlined how your credit score is calculated, why it matters and steps you can take to improve your score.

With mortgage rates falling, many homeowners are rushing to refinance their 30-year mortgages into 15-year loans. Borrowers may be wondering if this is a financially sound move to make for their own mortgage. We’ve researched it and worked out the numbers for you so you can make a responsible, informed choice.

Creating a budget for your new home may be a little more complicated than you realize. There are numerous factors to consider and getting into the building project is not the time to figure out you won’t be able to afford your home.

Over the last 10 years, outdoor kitchens have become extremely popular in both new construction and remodeling ventures. These alfresco prep areas are great for entertaining or just spending quality time with the family.