Business Loans
Own a business? We offer commercial mortgages, equipment lending, secured loans, and loans intended for expansion and other corporate purposes.
Construction Loans
With favorable rates, terms, and streamlined underwriting ASE would make a great partner to finance your next project. We’ll fund projects such as retail centers, residential homes for homebuilders, owner-occupied office space, or just about any type of real estate property you need help with.
Land Loans
If you have a tract of land, or looking to purchase a tract for commercial purposes, look no further than ASE. From agricultural land to timber investments, ASE can help.
Equipment Loans
If you’re looking to grow your business or update your equipment ASE can meet your needs. Outdated equipment can cost you time and money. Ask ASE how we can help you finance any equipment needs you may have for your business.
Real Estate Loans
ASE will finance Owner-Occupied and Nonowner-Occupied Real Estate. If you’re looking to refinance or purchase Commercial Real Estate let ASE be your answer. Anything from retail centers, rental properties, storage facilities, or professional office buildings - ASE has you covered.
Vehicle Loans
If you’re looking for a commercial vehicle, ASE has the financing for you. With great rates and favorable terms, we’re sure to fit within your budget. ASE will finance commercial autos, trucks, and even Semi-Trucks and trailers.
Commercial Line of Credit
Are there times throughout the year when you could use more operating capital? A Commercial Line of Credit may be the solution for you. Have immediate cash access to fund projects, purchase inventory, or simply meet cash flow needs.
Meet our Business Relationship Managers
Hal Hodge
Business Lending Officer
Read MoreHal Hodge
Business Lending Officer
Hal Hodge joined ASE Credit Union in June of 2016. He has over 18 years of banking experience with the last 13 being in Business Lending. Hal is a lifelong resident of Millbrook. He is married to his wife Lauren and they have two kids, Nathan 19 and Alexandra 17. Hal played baseball at Jacksonville State University where he was drafted by the Kansas City Royal's and played minor league baseball. After baseball he received a B.S. Degree in Finance from Auburn Montgomery. Hal has served on the Millbrook Area Chamber of Commerce Board of Directors for four years while serving as Chamber President in 2014-15. He served as a member of the Millbrook-Coosada Kiwanis Club from 2006-2016. In August 2016 Hal was elected as the Ward 5 City Council Representative for the City of Millbrook. Since being elected to the City Council he has been appointed to serve on the Five Star Water Authority Board of Directors. During his free time he enjoys hunting, fishing, and watching college football.
Kelly Sedgwick
Business Lender
Read MoreKelly Sedgwick
Business Lender
Kelly has over 25 years of experience in the financial industry helping clients and members reach their financial goals. She has spent over 20 years specializing in Commercial Banking. Kelly’s career in Commercial Banking has been focused primarily on Treasury Management and assisting clients and members by helping them maximize their cash flow. In addition to large corporate clients and small business clients, she has also worked extensively over that time with non-profits and public funds relationships. At ASE Credit Union, Kelly is part of the Business Services Team as a Business Banker. She understands the importance of small businesses to our community and enjoys working with business owners to find the right business loan to meet their needs.
Kelly is a Certified Treasury Professional, a member of the Alabama Association for Financial Professionals, and a graduate of Auburn University Montgomery. She and her husband Robert have three children – Tyler, Annie and Isaac. Kelly enjoys volunteering at her church and spending time outdoors fishing and hunting.
